We offer individual, diversified portfolios to give our clients a wider range of investment choices and flexibility. Each portfolio is created using numerous criteria, such as risk appetite, short-term and long-term goals, and financial needs. Our clients' portfolios are actively managed every day and adjusted to stay aligned with individual retirement goals as well as changes in the economy and market shifts.
Upon retirement we will review your goals and transition you out of the accumulation phase into the distribution phase according to your needs. This will give you the opportunity to enjoy the benefits of your investments.
Top-down approach integrated with personal situation, tax implications.
Tax-efficiency through strategic placement of funds.
Dollar-cost averaging vs. investing a lump sum, diversification plan, account selection.
Maintain target asset allocation.
Changes to your goals, time horizon and risk capacity vs. appetite.
Monitor markets, economic conditions, portfolio, and asset class performance and outlook.
Weigh pros and cons of realizing losses in taxable accounts.
Integration With Planning
Align investment strategies with financial planning goals and personal circumstances.
Retirement Income Planning
Balance multiple factors including cash needs, tax impact, target allocation and fun.
Estate Planning and Gifting
Options to further wealth transfer or charitable goals.
Required Minimum Distribution Strategy
Timing and distribution of RMDs, including qualified charitable distributions.
This website is provided by KSI Financial for informational purposes only. Investing involves the risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results and may have been impacted by events and economic conditions that will not prevail in the future. No portion of this website is to be construed as a solicitation to buy or sell a security or the provision of personalized investment, tax or legal advice. Certain information contained in this website is derived from sources that KSI Financial believes to be reliable; however, KSI Financial does not guarantee the accuracy or timeliness of such information and assumes no liability for any resulting damages. Any reference to a market index is included for illustrative purposes only, as it is not possible to directly invest in an index. Indices are unmanaged, hypothetical vehicles that serve as market indicators and do not account for the deduction of management fees or transaction costs generally associated with investable products, which otherwise have the effect of reducing the performance of an actual investment portfolio.
KSI Financial is a registered investment adviser that maintains a principal place of business in the state of Minnesota. KSI Financial may only transact business in those states in which it is registered or qualifies for a corresponding exemption from such requirements. For information about KSI Financial’s registration status and business operations, please consult the KSI Financial’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.
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